First Northern Credit Union - Auto Refinance
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APR As Low As:*
24 months 4.99% APR
36 months 5.24% APR
48 months 5.54% APR
60 months 5.54% APR
72 months 6.24% APR
Up to 60 months 5.54% APR
Used Vehicle Loans
(Pre-2002 / $10,000.00+)
(For Driving Sense Program, add 1% to each rate listed below)
Up to 60 months 7.49% APR
Motorcycle Loans
$10,000 and up
New 6.99% APR
Used 7.79% APR
Motorcycle Loans
under $10,000
New 7.79% APR
Used 9.49% APR
APR = Annual Percentage Rate

*Subject to credit approval. Rates are subject to Lender's credit criteria, certain conditions and restrictions. Your rate and corresponding Annual Percentage Rate (APR) may be higher than the published rate. Rates are subject to change at any time without notice.
Auto Refinance

If you're paying too much for your loan at another financial institution, let us know. Chances are good that we can lower your rate, give you a cash incentive – or both! To find out what we can offer you, apply now
Refinance with us and compare your savings
over the life of of your loan
Current auto loan amount
Current APR with other lender
7.50%
8.00%
8.50%
9.50%
$10,000
$343
$486
$630
$922
$15,000
$514
$729
$945
$1,382
$20,000
$684
$971
$1,259
$1,842
$25,000
$856
$1,214
$1,574
$2,303
$30,000
$1,027
$1,457
$1,889
$2,764

Financing comparisons based on a 60-month term on a new auto loan rate of 6.29% APR. Rates are subject to change. This chart is for example purposes only. Consult one of our Financial Service Advisors for the rate specific to your offer.