Effective July 2011
Fees subject to change without notice. |
Service Fees |
|
Account Reconciliation (per hour)
|
$25.00
|
ACH Origination Fee (one time originations,
not reoccurring) |
$10.00 |
| Additional Copy of Statement |
$5.00 |
| ATM Card Annual Fee |
$12.00 |
| ATM Balance Inquiry |
$1.00 |
| ATM Deposits |
FREE |
ATM Withdrawals (including those at Starsf,
AllPoint and Co-Op ATMs)* |
1st 4 per month FREE, each thereafter $1.50 |
| ATM Transfers* |
$1.00 |
| MAP or FNCU Online Transfers |
FREE |
| Certified Mail |
$4.00 |
| Cashier Check |
$5.00 |
| Check Clearing Information |
$2.00 |
Check Clearing Information
via MAP or FNCU Online |
FREE |
| Corrected Vehicle Title Fee (loans $15,000 and under) |
$95.00 |
Deposited Checks Returned
(including those made at ATMs) |
$29.00 |
| Early Closure of Membership Account (account closed within 90 days of opening) |
$15.00 |
| Excessive Withdrawal Fee from Share Savings** |
$6.00 |
| Foreign Check Deposit (per check) |
Minimum $15.00 |
| Insurance Sight Draft Deposited |
$15.00 |
| Loan Payoff Letter |
1st request FREE, each thereafter $25.00 |
| Low Balance / Inactive Fee (per month) |
$9.00 |
| MAP or FNCU Online Inquiry |
FREE |
| Money Order |
$2.00 |
| NSF (Non-Sufficient Funds) ACH Share Draft |
$29.00 |
| NSF Check Card Overdraft |
$29.00
|
| Printed Account History |
$5.00 |
| Printed Account History from FNCU Online |
FREE |
| Returned correspondence - incorrect mailing address |
$5.00 (per occurrance) |
| Special Order Copy of Check |
$5.00 |
| Stop Payment of Check or ACH |
$29.00 |
| Subordination Agreement (unless request is denied) |
$75.00 |
| Teller Check Withdrawal Fee |
$2.00 per check made payable to a third party |
| Temporary Checks (8) |
$5.00 |
| UPS Delivery (on weekdays) |
$25.00 |
| UPS Delivery (on Saturdays) |
$40.00 |
| VISA Check Card PIN or card rush (each item) |
$50.00 |
| VISA Check Card Purchases |
NONE |
| VISA Check Card Replacement of lost card (first occurance is free) |
$5.00 |
| VISA Gift Card Annual Fee |
NONE |
| VISA Gift Card Cost of Purchase |
$2.75 |
| VISA Gift Card Activation Fee |
NONE |
| Wire Transfers (outgoing) |
$25.00
|
| VISA TravelMoney Card Cost of Purchase |
$5.00 |
| Wire Transfers - Outgoing, Domestic |
$25.00 |
| Wire Transfers - Outgoing, International |
$40.00 |
| Wire Transfers, Incoming |
FREE |
Checking Accounts (Value Now, Preferred, Advantage) |
| Overdraft Transfer from Savings, 1st Occurrence |
FREE |
| Each occurrence thereafter (limit 6) |
$5.00 |
| Inactivity Fee (each month) |
$9.00 |
Below Monthly Average Daily Minimum Balance
Requirement
(Preferred & Advantage Checking Only)
|
$7.00 |
Low Signature-Based Transaction Fee
Minimum of 10 Posted Per Month
(Advantage Checking Only)
|
$7.00 |
No Direct Deposit Fee
(Advantage Checking Only) |
$9.00 |
| VISA Check Card Annual Fee |
NONE |
Checking Accounts (CreditSense) |
| Below Monthly Average Daily Minimum |
$7.00 |
| VISA Debit/ATM Annual Fee*** |
$25.00 |
| Monthly Maintenance Fee |
$2.00 |
| Non-sufficient Funds |
$29.00 |
| Overdrafts, 1st Occurrence |
FREE |
| Each occurrence thereafter (limit 6) |
$5.00 |
| Inactivity Fee (each month) |
$9.00 |
Checking Accounts (Aim Checking) |
| Below Monthly Average Daily Minimum |
$7.00 |
| VISA Debit/ATM Annual Fee*** |
$25.00 |
| Non-sufficient Funds |
$29.00 |
| Overdrafts, 1st Occurrence |
FREE |
| Each occurrence thereafter (limit 6) |
$5.00 |
| Inactivity Fee (each month) |
$9.00 |
First Northern Bill Pay |
| Transactions |
1st 6 per month FREE, each thereafter $0.75 |
| Non-sufficient Funds |
$22.00 |
Money Market Accounts |
| Checks |
FREE |
| Annual Average Daily Balance Below Minimum |
$20.00 |
| Below Monthly Average Daily Minimum |
$15.00 |
| NSF Checks (Non-sufficient Funds) |
$29.00 |
| Over Monthly Transaction Volume Limit: |
| (more than 3 checks per month) |
$9.00 |
| (more than 3 withdrawals or transfers per month) |
$9.00 |
Safe Deposit Boxes (Show Place Drive Location Only) |
| 3" x 10" x 22" |
$24.00 per year |
| 5" x 5" x 22" |
$36.00 per year |
| 5" x 10" x 22" |
$48.00 per year |
| 10" x 10" x 22" |
$96.00 per year |
| Drill Fee |
$100.00 |
| Lost Key Fee |
$25.00 |
|
* Does not include surcharges of other institutions
** 1 FREE per month, $6.00 each thereafter for members with less than $1,000.00 aggregate average daily share balance. This fee applies to withdrawals conducted in the lobby, drive-thru, and/or by phone with a representative. Withdrawals or transfers made through MAP (Members Audio Program), First Northern Online, or with a VISA Check Card are encouraged and will not incur this fee.
***Fee charged upon opening of account and on yearly anniversary date
For more details, refer to your Truth-In-Savings or Truth-In-Lending disclosures.
|
