First Northern Credit Union - Vehicle Loans
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New Vehicle Loans
(For Driving Sense and Auto Equity Programs, please contact a Financial Services Advisor.)
Up to 29 months 1.99% APR*
30 - 41 months 2.49% APR*
42 - 53 months 2.79% APR*
54 - 65 months 2.99% APR*
66 - 72 months 3.99% APR*
Used Vehicle Loans
(2006 models or newer)
(For Driving Sense and Auto Equity Programs, please contact a Financial Services Advisor.)
Up to 60 months 2.99% APR*
63 - 66 months 3.49% APR*
Used Vehicle Loans
(Pre-2006 / $10,000.00+)
(For Driving Sense and Auto Equity Programs, please contact a Financial Services Advisor.)
Up to 60 months 5.99% APR*
Motorcycle Loans
$10,000 and up
New 4.99% APR*
Used 5.25% APR*
Motorcycle Loans
under $10,000
New 5.25% APR*
Used 6.99% APR*
*APR = Annual Percentage Rate. Subject to credit approval. Rates are subject to Lender's credit criteria, certain conditions, and restrictions. Your rate and corresponding APR may be higher than the published rate. Rates subject to change. Financing terms are up to 72 months, but may be less based on several factors including, but not limited to, your credit standing, the vehicle's value, the loan amount, the term remaining on your existing loan, and the mileage and/or age of the vehicle. Repayment example: 3.99% APR for 66 months is $16.91 per $1,000 borrowed.
Vehicle Loans

Whether you want a hot new car or opt for a vehicle that's been around the block a few times, First Northern Credit Union can put you in the driver's seat. We offer up to 100% financing, flexible terms – even payroll deduction to make paying your loan more convenient. We also offer Guaranteed Asset Protection and Mechanical Breakdown Coverage to set your mind at ease.

First Northern's New Financing Options
How would you like a vehicle financing program that combines the best features of conventional vehicle financing with the benefits of leasing? First Northern's Driving Sense™ program has the low monthly payments of a lease, plus the best part of conventional financing – actually owning the vehicle.

Or how about a financing program that puts your vehicle loan to work by offering you the potential for a tax deduction on the interest you pay? With First Northern's Auto Equity Loan program, Illinois homeowners may earn tax deductible interest on their auto.

Loyalty discounts
Enjoy special pricing privileges on new or used auto loans when you sign up for direct deposit into a First Northern Preferred or Advantage Checking Account.

Insurance
Whether you're a current policyholder or just exploring your options, click here for insurance information through
CUNA Mutual Insurance Company.

Before you buy
Find new car prices, save time and money and get the best deal! With Auto Buying Program, you can do extensive research on a variety of vehicles before heading to the showrooms and lots. Once you've chosen the wheels of your dreams, you can get a member-exclusive, low pre-negotiated price for that vehicle from a Auto Buying Program dealership. That's right, no haggling!


This page was last revised: 2/13/13